What Are Instant Cash Loans?
Instant cash loans are short term loans that you can apply for online that get reviewed instantly and – if you’re successful – they loan provider will deposit the funds into your account immediately!

Instant cash loans are great if you need cash FAST and don’t have time to go through the tedious paperwork and long approval times of conventional loans – however, these types of loans are generally limited to R10 000 max, so if you need more cash, you will probably be better off trying a personal loan broker to find you the best deal.

How Much Can You Borrow?
You should only use instant cash loans for emergencies as their rates are higher than normal loans – plus the maximum loan amount is lower, so if it’s a big expense your planning, then a personal loan is better suited. Instant cash loans in South Africa generally offer between R100 – R5000 for first time buyers, with the limit increasing to up to R8 000 for repeat customers.
How To Apply For An Instant Cash Loan?
As the name would suggest, instant cash loans are all about speed! You will need the normal supporting documents such as green ID, an active bank account where the cash can be paid into, an email and a cellphone number. The application process is handled online and shouldn’t take more than a couple of minutes. Your application will then be reviewed within 24hrs and once approved, the money will be transferred to your account instantly!

One important thing to remember is that with instant cash loans the interest rate is charged daily and all outstanding loans have to be paid at once based on the repayment date that was selected when you applied. So make sure that you are confident that your will have enough money in your account on the repayment date to avoid unnecessary penalties or credit rating impacts.

Best Instant Cash Loans South Africa

In order to ensure that you get the fastest response and quickest cash, we have listed the top instant cash loan operators in South Africa below:

#1 – Wonga


Wonga.com is transforming the South African credit market by offering small, instant cash loans online with more speed, convenience and flexibility!

  • R2,500 for new customers, and up to R8,000 for existing customers
  • Instant decision 24/7 & NO paperwork
  • No hidden charges
  • Also available on mobile
Get Cash Now!

#2 – GetLoans


With some of the best success rates in getting you a loan – even for blacklisted applicants – GetLoansOnline is bound to solve your cash needs!

  • Loans from R500 – R15 000
  • Discreet, Secure and confidential
  • Easy and Flexible Repayment Terms
  • Blacklisted Applicants Welcome
  • Same Day Approval
Get Cash Now!

#3 – Boodle


Boodle is the instant loan provider with some real South African flavour! Quick loans of up to R 8000 with 41 days to repay!

  • R2,500 for new customers, and up to R8,000 for existing customers
  • Instant decision 24/7 & NO paperwork
  • Up to 41 days repayment period
  • Also available on mobile
Get Cash Now!

#4 – Wannaloan


Wannaloan is quickly becoming one of the leading names in fast, paperless, instant cash loans. FOR FAST, PAPERLESS CASH LOANS UNTIL PAYDAY!

  • R2,500 for new customers
  • Instant decision 24/7 & NO paperwork
  • Up To 37 repayment period
  • Also available on mobile
Get Cash Now!

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